Campaigns to change your windscreen are increasing
Nintendo Switch Light, tires, places for amusement parks, Apple products… the networks that deal with replacing windshields or injecting resin in the event of a collision are increasing their efforts to attract customers. A well-established market that pays big: regardless of the final amount of the repair, the brands have no loss. ” The repair company presents the invoice to the insurance company, which is obliged to pay “, explains France Assureurs in an article in Parisian. And it is expensive for the insurance companies.
The newspaper gives a concrete example: the submitted invoice for the replacement of the windscreen on a Citroën C4. It can go from 1,000 to 1,630 euros, depending on the professional. Above all, explains France Assureurs, with non-approved brands, on average more expensive than approved brands. And it is precisely they who create the most important and attractive campaigns.
Car insurance premium directly affected
Except, of course, that insurance companies don’t want to pay for the products offered to drivers. But that’s actually what they do. And it can have a negative effect … on the car insurance premium for all French people.
Because “ insurance is based on pooling, the whole community ultimately bears the cost of repairs “, explains Mathieu Godard, Director of Customer Service for Axa France at Parisian. If insurance companies pay more, it results in bonuses “. And this is one of the reasons for increases in the price of car insurance in France. But it is not the only one.
The price of windscreens rises, car insurance suffers
If insurance companies are raising their voices against the industry’s practices, it is because these gifts are added to an increase in the price of windshields in general. Products are more and more expensive due to generalized inflation, but also due to new embedded technologies. In one year, windshield prices would have increased by 9.4%.
Result: insurance companies will be more and more attentive. Mathieu Godard warns the insured: Insurance companies are allowed to carry out checks. ” If the difference is too great, we may need to request an estimate from an automotive expert, which we will rely on for reimbursement. Despite the car insurance payment, and refund rules, there are limits. If they are exceeded, the insured may have to pay the difference.