You’ve no doubt noticed the recent drop in temperature, with its word icing and snowfall responsible for its share of accidents and broken glass. But what about the insurance that covers you for these events?
When the snow starts to fall and the temperatures drop, it’s important to make sure your car insurance is up to date and ready to cover any damage caused by extreme weather conditions. In this article, we will see how to determine whether you are properly covered against snow, ice, broken glass. Also find out where you can request a quote on your car insurance to be best covered.
Cover against snow and ice
When driving in icy or snowy conditions, an accident can happen in an instant. When assessing whether you are adequately covered in these scenarios, you must start with your full coverage. Comprehensive insurance protects you against any damage caused by external factors or acts of nature such as severe weather events such as snowstorms.
This also applies to damage caused by vandalism or theft. So if something falls off your roof during a heavy snowfall, or someone steals parts from your car while it’s parked on the side of the road during a blizzard, you won’t be left behind.
Protection against glass breakage
Hail is another common occurrence during the winter months and can cause extensive damage to cars and other vehicles if large enough. But temperature drops can also worsen cracks in your windshield and require it to be replaced.
Although all-risk insurance also protects against hail damage, many all-risk policies do not cover broken glass – so check yours carefully ahead of storm season! If you discover that glass is not covered by your policy, there are usually additional coverage options available at an additional cost that will protect you against broken glass in the event of hail.
Collision coverage
If you are involved in a collision due to adverse winter weather, such as black ice on the road or reduced visibility due to fog or snowfall, collision coverage can protect you from expensive repairs, depending entirely on whether you are insured against third party or all risks.
Collision coverage protects against physical damage resulting from an accident involving another vehicle or structure – but it sometimes doesn’t protect against property damage caused by falling objects such as branches!
Make sure comprehensive and collision cover is included in your car insurance now that bad weather has hit France. So you’ll have peace of mind knowing that no matter what Mother Nature throws at you this winter – whether it’s ice, rain, hail or snow – you’ll know your car is safe.free from harm!
