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Top health insurance – Le Journal de la Maison

Top Santé assurance was created following a market study involving a panel of subscribers and media experts in insurance. Subscribers and their relatives have been a driving force for services and guarantees to be able to constitute an efficient, transparent, usable and cheapest supplementary health insurance on the market. Focus on 5 reasons to choose this supplementary health insurance.

Top Santé insurance: enriched supplementary health insurance

This supplementary health insurance offers you, in addition to important guarantees, two exclusive services.


  • Reimbursement costs for general practitioners
  • Expenses for reimbursement of specialist doctors and their excess fee
  • Expenses for reimbursement of hospital expenses
  • Expenses for reimbursement of dental expenses
  • Expenses for reimbursement of optical expenses
  • Expenses for reimbursement of expenses for a hearing aid specialist
  • Expenses for the reimbursement of pharmaceutical expenses that are not reimbursed by social security
  • The costs of reimbursement of alternative medicine costs or being as a physiotherapist, osteopath, kinesiologist, acupuncture, psychologist

Two exclusive services:

  • The advance payment service: To avoid shifting the costs, you get a dematerialized bank card sent to your smartphone with an amount that allows you to pay the healthcare professional not covered by social security in advance
  • Post-hospitalization at home: if you have to be hospitalized for at least 2 days, your hospitalization will be managed to avoid you having to stay in a hospital room (nurses and specialist doctors at home, medical bed, possibly medicine, meals and, if necessary, household help and childcare)

Supplementary health insurance according to your specific needs

With Top Santé assurance, you can add modules called augmentation to increase your level of insurance for dental, optical, hearing or hospital treatment. This reinforcement of the guarantees is limited to €4 (the price of the dental package €1.29 per month, for the hospitalization package at €3.81 per month)

A health supplement that suits everyone

Regardless of your desired level of guarantee, your age, your family composition or the associated scheme, there is sure to be a formula adapted to your needs and reinforcements are available to everyone without exception.

Examples of prices for mutual insurance:

>The insured is a 37-year-old working woman who is pregnant. His needs are mainly focused on pleasure and relaxation. It therefore requires an enhancement of well-being thanks to alternative medicine compatible with its lifestyle. Price: €42.87 including tax per month, the basic contract with the well-being enhancement.

>The insured is a 48-year-old company director. He wears glasses and is married to a 42-year-old woman who works part-time and wants access to alternative medicine. They are the parents of 2 children aged 10 and 14 who may need orthodontics. Price: €192.72 including tax per month, level 4 formula including dental, optical and wellness support.

Attentive and responsive customer service

Top Santé Assurance’s customer service is available over long hours (via phone, email, chatbot). Its other assets? Responsiveness in the response to its policyholders, a definitive response from the first call, implementation of immediate advance payment of costs, third-party payment system made available systematically, usefully and in place for the insured if necessary, as well as immediate assistance for the most urgent needs .

Loyalty rewarded

Top Santé Assurance rewards its policyholders:

  • A free subscription to any digital magazine
  • A -50% subscription to any paper magazine
  • Discount if you equip yourself with at least 2 of our insurances
  • Access to KiosqueMag for benefits all year round

Do you want to change health insurance, but do not know how to cancel your current health insurance? You have the possibility to terminate your mutual insurance via the infra-annual termination, introduced by Law No. 2019-733 of July 14, 2019 for supplementary health contracts, and this is an effective measure after one year of commitment, and this without costs, justification or Punishment (1534)

Learn more:

For any information:

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