Bicycle and car: Groupama car insurance, the all-in-one solution for cyclists

Groupama’s commitment to cycling

Groupama is well known to cyclists through its association with the Groupama-FDJ cycling team, a team that embodies strong values ​​and unwavering passion.

Founded in 1997 by Marc and Yvon Madiot, the team underwent a major evolution in 2018 with the arrival of Groupama as title partner, strengthening its ambitions while maintaining its family identity. In 27 years, the team has accumulated more than 500 victories, including 14 French championship jerseys and 3 cycling monuments.

Groupama car insurance: a solution adapted to cyclists:

Groupama car insurance stands out for its understanding of the athletes’ specific needs. It offers comprehensive coverage which may include protection of sports equipment carried in the vehicle. This feature is especially interesting for cyclists who often travel with their equipment.

Advantages of choosing Groupama for your car insurance:

1. Flexibility of options: Groupama allows you to personalize your contract to meet the specific needs of cyclists.
2. Accessories coverage: Option to include sports equipment protection in the insurance.
3. Roadside assistance: Useful in case of problems transporting bicycles.
4. Understand the athletes’ challenges: Groupama has experience with the athletes’ specific needs.

Statistics on accidents involving transported bicycles

Although statistics specific to accidents involving transported bicycles are rare, here are some numbers that highlight the importance of good insurance:

1. According to a study by the National Interministerial Road Safety Observatory (ONISR), about 2% of road accidents involve a vehicle carrying objects on its roof or behind it, a category that includes bicycles.
2. The association Prévention Routière estimates that 15% of cyclists have already been victims of theft or damage to their bicycle during transport by car.
3. A survey of 1,000 regular cyclists found that 30% of them have already suffered damage to their equipment while traveling by car, but only 40% of these cases were covered by their car insurance.
4. Insurers report a 25% increase in claims related to damage to bicycles carried over the past five years, reflecting the growing popularity of cycling.

Tips for cyclists looking for car insurance:

When choosing car insurance, remember to consider the following points:

1. Check the coverage of the sports equipment transported.
2. Find out more about the refund conditions in the event of theft or damage to the bike during transport.
3. Research the options for assistance in the event of a breakdown, especially when traveling to competitions.
4. Ask if a discount is possible for members of cycling clubs.

It is recommended that you ask your insurance company these questions to ensure that you have cover that is adapted to your needs, as Groupama’s car insurance offers a complete solution for cyclists who want to protect both their vehicle and their equipment. With flexible options and an understanding of the specific needs of athletes, it represents a wise choice for cycling enthusiasts. Do not hesitate to explore Groupama’s offer and discuss your specific needs with an advisor to obtain the best possible coverage.

For more information on safety, you can consult the advice of the French Cycling Federation.

Photo: N. Götz / Groupama-FDJ cycling team

Article written in collaboration with Groupama.