23 January 2023
In France, home insurance is not necessarily compulsory for landlords. But if you are a tenant, it is a kind of guarantee in case of damage to the home. For more details, read the full article.
The tenant must take out home insurance
The “real estate” section offers you continued advice in connection with a project to buy or rent a house or main residence. WhoseHome insurance is not an obligation of the resident owner, it is unavoidable for the buyer of the property.
A guarantee against rental risks
The purpose of home insurance is to cover “minimum” de rental risks. Landlords, whether professional or private, systematically claim this type of guarantee, regardless of the city of the property being rented. It guarantees the tenant’s liability towards his landlord in the event of damage to accommodationin case of fire, explosion or water damage.
A minimum obligation for the co-owner
As part of a condominium, it is imperative to take out home insurance with responsibility. Damage caused to tenants, neighbors and third parties is included. That insurance has offers that adapt to the different needs of the residents.
It is necessary to investigate the guarantees and services
In order to take out home insurance, an estimate adapted to your budget and needs must be carried out in advance. In some insurance companiesrental liability, private liability and legal protection after an accident or vandalism are covered as part of the subscription and cannot be added as an option.
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