Present on the market for more than 20 years, Corali’s selection is reference contract for the AXA Théma platform. Managed by the AXA Wealth Management platform in Bordeaux, Coralis Sélection is a multi-support and multi-manager life insurance contract.

In terms of Coralis Sélection’s functional wealth and investment solutions, the contract is logical distributed by Independent Wealth Management Advisors (CGPI) able to provide everything advisory duty to their customers as well as theirs accompaniment and their tracked over time.

For an investor who wants invest your savings in a committed wayCoralis Selection includes in its range of units of account in free management (the count is carried out using the Good Value for Money database and may therefore differ slightly from AXA Thémas):

• 183 SRI labeled funds: Socially responsible investments,
• 397 ESG labeled funds: Environment, Social, Governance,
• 16 funds labeled Recovery allow that provide equity support to French SMEs and ETIs,
• 3 Finansol branded funds contributes to financing of activities that create social and/or environmental benefit,
• 8 funds labeled GreenFin allows financing of projects in connection with energy transition and green economy.

In response to the expectation of savers wants delegate the management of their savings to a recognized management company and within a certain investment and risk-taking frameworkAXA has enriched the range of management under collective mandate available in Coralis Sélection with now 12 offers :

• Mandate Archita’s Heritage Selection (Architas, AXA Group),
• Mandate DNCA Reagent 40-60 (DNCA Investments),
• Mandate Globally diversified board (The Exchequer Financial),
• Mandate FDA legacy (The Financière de l’Arc),
• Mandate FDA PEA (The Financière de l’Arc),
• Mandate FDA Reactive (The Financière de l’Arc),
• Mandate FDA’s Future of Conviction (The Financière de l’Arc),
• Mandate Tangerine Elixir Europe (Mandarin Management),
• Mandate Sanso conviction (Sanso IS),
• Mandate Sanso Committee (Sanso IS),
• Mandate Sycamore Sustainable investment (Sycamore Management),
• Mandate EDRAM Trend Premium (Edmond de Rothschild AM),

Coralis Selection is available from €25,000 initial payment in free administration or i management under collective mandate. Administration under personal mandate is available from a payment of €250,000.

The main advantages of Coralis Selection

• High-end legacy contract offers one wide range of solutions to a saver in relation to his age, the situation of his assets, his investment objectives and his ability/willingness to financially manage his contract himself or delegate its management.
• AXA Théma / AXA Wealth Management core range contract for more than 20 years, which concretely means that the customer who subscribed to the product yesterday will automatically benefit from all the new features and all the changes in the offer since this period. Coralis Sélection is an “individual” contract, the customer can only contractually benefit from improvements over time.
• Multi-pocket productwhich allows the saver, provided that the required minimum investment amounts are met, to combine in his contract:
  • of free leadership at his hand and his financial advisers,
  • one or more management offer under collective mandate (12 mandates of different nature available),
  • of management under personal mandate.
• Contract that gives the saver access new types of support and new asset classeswith the reference:
  • of one range of FCPRs of various types and developed by a wide range of market specialists: 123 investment managers, Apax Partners, BPI France, Entrepreneur Invest, Nextstage, Omnes Capital, etc.
  • of one range of 200 live securities that allow investment in the form of units of account in shares in companies listed on the stock exchange various European and international locations,
  • of index supports (trackers or ETFs).
• The quality of the range of account units available in free administrationGood value for money rating a level of average annual outperformance with respect to its market benchmark (more than 10,000 supports):
  • of +0.67% per year compared to its benchmark over three years (2019-2021),
  • of +0.58% per year compared to its benchmark over five years (2017-2021).

The main disadvantages of Coralis Selection

• Disappointing execution of the classic euro fund of the contractThe Coralis Euro Patrimoine fund, where AXA France clearly chose to develop Eurocroissance in its offers.
• The overall level of costs borne by the saver is likely to increase depending on the financial management method chosen by the saver.
• Ceiling of floor guarantee in case of death to a maximum loss of €1,800,000, with a limited guarantee age set at 75^th birthday of the insured.

To learn more about the Good Value for Money analysis, click here:

URL link: https://www.goodvalueformoney.eu/produit/selection-sel0000497-coralis-selection-axa-thema-selection-2022-2023

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