© Old-age insurance: what will change for carers with the pension reform – Source: iStock
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In this new pension reform, many changes remain noteworthy. Whether on phased retirement, retirement age or even old-age insurance. Elisabeth Borne’s government has stated that it wants to see a wide opening of options to help them validate housing. And this with the aim that they continue to be taken into account in the calculation of the pension. We will explain everything here.
Old-age insurance for carers
For several weeks now, the government has been talking about the pension reform. A measure that Emmanuel Macron wanted to introduce since his first term. But with the global pandemic, this could not be possible. Now he seems to be making this reform a priority alongside the anti-inflation challenge. This reform did not fail to create discontent. So to take the pill the government offers new beneficial things like old age insurance.
Indeed, this pension reform has not failed to get people talking. It must be said that the affected workers were not particularly pleased to see the retirement age pushed back further..If the president had planned to push the retirement age back to 65, he ultimately decided to only go up to 64. A way to postpone all retirements from 2030. But in the reform there are also more beneficial measures. As for example the increase of the minimum pension to 1200 euros.
The issue of old-age insurance was also raised. The government will tooan acceleration of the implementation of the schedule for extending the duration of the necessary insurance to obtain a full pension” as our colleagues from Thank you for the information offer. This will allow many benefits, such as the wider opening of the possibility for caregivers to validate trimester.
What the insurance covers
The duration of old age insurance does not only take quarters of work. The Public Service page states that this also covers “periods of interruption of activity equated with periods of contribution, such as, under certain conditions, periods of unemployment“, “redeemed homes“. But also that onequarters of increased insurance provided in certain situations (having or raising a child, having taken parental leave, having or raising a disabled child)“.
Old-age insurance for relatives
Many relatives must “reduce or interrupt their professional activity”, which ultimately has a negative impact on the calculation of the pension. Therefore, the government wants to create a new old-age insurance to help them. It is about a “old-age insurance for carers“allows”a validation of quarters extended to more relatives“. This unit can therefore relate to “carers of persons outside the family”, “carers who no longer live in the home of the person being cared for”, “those whose degree of incapacity for work is less than 80% and are entitled to an additional education grant from the disabled child (AEEH)“.
The validation of the quarters
It turns out that the conditions for validating quarters are currently very strict. Especially for employees’ relatives on carer’s leave. They must remain connected to the old-age insurance. In this way, CNAV can therefore pay contributions which make it possible to calculate a minimum wage basis.
Source: Thanks for the info
