The law has made it easier to cancel car insurance. Today, you can change your insurance company or contract at any time after the first membership year. However, you must present several documents such as the registration certificate or a copy of your valid driver’s license. Let’s take stock of all the documents that must be presented in the event of a change to the car insurance.
When can you cancel your car insurance?
What documents do I need to provide to my current car insurance company?
If your request for cancellation occurs after the first year of membership, no documentation is required. Your new insurance company is responsible for terminating your contract.
However, you must justify your request to change the contract if:
NB: cancellation requests are valid 10 days after receiving your letter.
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What are the documents for the new insurance company?
Since the Hamon law, beyond the first year, policyholders can cancel their car contract whenever they wish. In this case, the new insurer must collect several administrative documents to draw up the new contract:
Tip: Most insurance companies offer to manage the car insurance cancellation process themselves for their new customer. It is therefore important to ask in advance.
The list of documents you must remember to change insurance
To prepare you as best as possible, here is an overview of the necessary documents in case of cancellation of car insurance:
NOTE: Pay attention to the waiting times! Check with the new insurance company to find out the terms of membership so you don’t find yourself without auto coverage. We remind you that every French driver of a land motor vehicle must be insured. Uninsured drivers risk fines and loss coverage.
What criteria should be considered for changing car insurance?
When you want to change your car contract, we advise you to examine several parameters. This is to find a car insurance adapted to your situation and at the best price.