Article sponsored by Leocare
Having a car accident or disaster is never pleasant. The people concerned have to deal with many unforeseen events. You need to be repaired, plan your future trips and organize the repairs of the damaged vehicle. In order to make your insurance work, there are also many administrative procedures that need to be carried out. Because these events are difficult enough to live with, Leocare makes it easier to file a claim. New generation insurance works differently, as management is 100% dematerialized. The steps are thus carried out from the application for faster processing and reimbursement.
How to declare a car accident with Leocare insurance?
If you have chosen Leocare for your car insurance or are considering taking out this new generation of insurance, simply download the application. You will find all information about your guarantees there. You can also manage your contract options yourself. It is also on the application that you must report your claim. To do this, simply click on ” Services » then on « I have a requirement to report “. The steps are the same as with traditional insurance. You must explain the circumstances surrounding the loss and provide the necessary documentation.
Depending on the nature of the claim, it is important to comply with the deadlines imposed for the declaration. It is 2 working days in case of theft, 10 working days for natural disasters and 5 working days for any other claim. It is possible that the application displays the following message: Bring your contract into compliance Rest assured, this is normal, your return is open and you can proceed to the next steps.
Be sure to submit all supporting documents. A complete file is processed faster. To achieve this, simply download them. Among them there is the amicable report. Please note, it is imperative to send the front and back. In the event of theft or hit and run, a complaint is also requested. If the vehicle is more than 4 years old, the last technical inspection is required. Note that it is also possible to upload images to support your claim. Once your file is complete, your request will be processed as soon as possible. A compensation officer will contact you. You can follow the handling of your file in real time from the application.
Regardless of whether your claim occurred in France or abroad, you are covered. The terms are set out in your contract. A manager will contact you quickly to help you in your efforts.
How to repair a damaged vehicle?
Leocare is a car insurance that stands out for its 100% dematerialized management and its flexibility. After a claim, you have the option to repair your vehicle. Leocare provides you with a network of professionals. Whether you need a mechanic, a bodybuilder or a repairman in case of broken glass, you will find a professional near you. By calling the network, you benefit from quality services and the loan of a vehicle for the duration of your immobilisation. Another big advantage is that you don’t have to postpone the repair costs. Only the applicable deductibles must be paid directly to the workshop.
Do you want your vehicle repaired at another garage? Rest assured, it is possible. You simply communicate your choice to the manager, who will contact you. The details of the selected garage must be entered in the personal space. You organize the repairs and pay the costs. Then you just have to send the paid invoice to Leocare from the application. Compensation for guaranteed repairs is made by bank transfer as soon as possible.
If you do not wish to have your vehicle repaired, you will be compensated at a reduced rate. This does not include labor costs. If there is an excess, it is deducted from the compensation.
Leocare car insurance, customized guarantees for optimal coverage
Drivers all have different profiles. That’s why Leocare offers different formulas. Third party car insurance provides basic coverage, namely civil liability. Its reduced price makes it an affordable insurance policy. The Tiers+ formula is more elaborate. It allows you to be covered in the event of a fire or even a natural disaster. This intermediate offer combines a reasonable price and quality service. All Risks insurance is complete. It is ideal for people who own a new or recent vehicle, but also for those who drive a lot. The 3 formulas include 0 km assistance, loan of a vehicle, civil liability and criminal defense.
Leocare offers many complementary options. Among them are guarantees for glass breakage, theft, fire, natural disasters, technological disasters, attacks and driver protection. These can be adjusted from the app. You can also choose a secondary driver, including a young driver. Finally, if you lose points, the awareness course needed to regain them is refunded. Do not hesitate to inquire about the conditions to take advantage of these various benefits.
Leocare is another type of insurance that offers subscription and contract management from an application. Policyholders enjoy great freedom and car insurance that reflects their image. In the event of a claim, even if Leocare is 100% dematerialized, they are accompanied. In addition to knowing the handling of their case in real time, they can get hold of an advisor via phone or chat. After claims processing, 97% of Leocare policyholders remain. They continue to benefit from 25% cheaper prices.
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