Leocare: flexible insurance for your savings

Article sponsored by Leocare

Inflation, reduced purchasing power, rising energy prices, we now have to be cunning to save money. Rest assured, Leocare is here for you. This new generation of insurance offers home, car and motorcycle insurance at very competitive prices. What is their secret? Leocare is a 100% dematerialized insurance that works thanks to an application. Leocare has been in operation since 2017 and is a start-up created by Noureddine Bekrar and Christophe Dandois. Today, Leocare has 240 employees, more than 130,000 policyholders and an application that has been downloaded more than 600,000 times, which allows policyholders to manage themselves, even the various guarantees.

Leocare, a different operation and reduced costs

Leocare is an insurance that offers various offers, namely home insurance, car insurance, motorcycle insurance. To enjoy it, simply download the application. This is easy to use. But if you need help, you can contact LeoAdvisors via email, social media or even make an appointment with them. Thanks to this different operation, Leocare insurance prices are 25% cheaper with equivalent guarantees.

Policyholders can perform all their procedures from the application, which offers all the necessary features. It is possible to read the signed contract, to know the extent of the guarantees, the goods and the persons covered by the insurance and the rates. Policyholders can adjust the guarantees whenever they wish. The price is adjusted automatically.

Policyholders have the power

Since the application, the insured have the opportunity to change their guarantees. They can activate new offers, subscribe to options, increase or decrease the warranty level and deactivate services. Thus, with a single click, it is possible to take advantage of the smartphone insurance, which comes into effect immediately, without a waiting period, to add a driver to the car insurance, take out school insurance for children or even activate the winterization of his motorcycle.

Using the Leocare app, customers can report their claims in minutes. It is enough to send the photos of the damage, the circumstances and the documents on the application. A Leo Adviser then takes over to bring in an expert and take charge of the claim.

The policyholders are therefore well supported in the process. They can contact an adviser through the messages available from the application, on social networks or by appointment. If necessary, Leocare offers its policyholders the option of holding a video conference with an expert adviser. Photos and other documents are sent via the application. The follow-up of the file takes place in real time, and the insured are notified when they receive compensation.

The benefits of the various Leocare offers

Leocare offers different types of insurance. Each has different levels of coverage and additional services to meet the needs of policyholders.

• Leocare home insurance, 3 levels of coverage available

The home insurance offered by Leocare has 3 guarantee levels, namely Eco, Medium and Premium. Thanks to these formulas, you can protect your walls and your furniture according to your needs, regardless of whether you are a tenant or an owner. The Eco formula offers all the basic warranties except those related to electrical damage. The Medium and Premium formulas offer more complete solutions for optimal coverage. Because all policyholders do not have the same property, they have the ability to define the value of movable property. It can reach up to 15,000 euros. Always according to their needs, the insured can choose additional guarantees and thus put together a personal insurance policy. Families have the option of taking out school insurance that covers injuries caused or suffered at school, high school or high school. For peace of mind on a daily basis, it is also possible to choose to cover the travel expenses of a repairman such as a plumber, an electrician or even a locksmith thanks to the SOS Clefs guarantee. Insured persons can, with a single click, benefit from a certificate for their potential roommates or a remote work certificate. Finally, coverage of care expenses or home help in the event of immobilization is offered.

• Leocare car insurance, flexible guarantees for every driver

Leocare car insurance also offers 3 formulas. Policyholders benefit from 0 km assistance for all repairs as well as the loan of a vehicle for free in all offers. The Tiers formula covers basic risks, the Tiers+ formula is more detailed and the All Risks formula is more complete. As is the case with all Leocare policies, policyholders are free to customize their coverage from their personal space. For example, it is possible to choose another driver, even if it is a young driver. Policyholders can also change this second driver from the application whenever they wish. Some options allow you to benefit from the reimbursement of the awareness courses necessary to recover the points and from body protection of up to one million euros. Leocare car insurance covers drivers according to their needs while respecting their budget. The prices are very competitive as they are 25% cheaper than the competition. After signing, the insured immediately has his certificate and can take the wheel with complete peace of mind. When troubleshooting, it is possible to follow the tow truck in real time from the application.

• Leocare motorcycle insurance, customized formulas and a winterization option

All two-wheeled enthusiasts know it: it is rare to use your motorcycle or scooter all year round. Leocare has understood and offers the winterization option in its motorcycle insurance formulas. These are 3 in number: Third Party, Third Party + and All Risks. Policyholders can take advantage of 150 winter days per year. Just enable the setting from the application. The price is of course adjusted. If the two-wheeler is not used, the insured does not pay the full contributions. Leocare policyholders appreciate the 0 euro excess on equipment and accessories guarantees and the free subscription to Liberty Rider. This application is the guardian angel of motorcyclists. It allows you to drive with complete peace of mind, to take advantage of appropriate routes and GPS location in the event of an accident. A loaner vehicle, a joker taxi and shipping of spare parts are other services available and free of Leocare motorcycle insurance.

By operating solely from an application, Leocare empowers its policyholders. The latter can easily and in real time change the services in their contract, while benefiting from prices that are truly calculated according to the guarantees.